318+ Finance Prompts
AI Prompts for Finance & Investing

Act as a senior equity research analyst at a top investment bank. Produce a structured research analysis for [COMPANY NAME]. IMPORTANT DISCLAIMER: This analysis is for educational/research purposes only and does not constitute investment advice. ANALYSIS SECTIONS: BUSINESS OVERVIEW (200 words) What the company does, how it makes money (revenue model), primary markets served, and key competitive advantages. FINANCIAL SNAPSHOT Key metrics: Revenue growth (3-year trend), gross margin, operating margin, net margin, EBITDA margin, debt/equity ratio, free cash flow generation. Flag any concerning trends. COMPETITIVE POSITION Market position (leader/challenger/niche), top 3 competitors, moat assessment (network effects, switching costs, cost advantages, intangibles), and biggest competitive threat. GROWTH DRIVERS (3-5 specific factors) What could accelerate revenue or margin expansion over the next 3-5 years? KEY RISKS (3-5 specific risks) Regulatory, competitive, operational, macroeconomic — with honest severity assessment. MANAGEMENT QUALITY INDICATORS Track record of guidance accuracy, capital allocation history, insider ownership, and any governance concerns. SUMMARY: BULL / BEAR / NEUTRAL CASE A one-paragraph version of each scenario. Company: [COMPANY NAME] Sector: [SECTOR]

Act as a certified financial planner (CFP) creating a personalized budget plan. Important: This is educational guidance, not formal financial advice. FINANCIAL SNAPSHOT: Monthly take-home income: $[INCOME] Fixed monthly expenses: $[FIXED — rent/mortgage, car, insurance] Variable expenses (estimate): $[VARIABLE — food, entertainment, misc] Current savings: $[SAVINGS] Current debt: $[DEBT — type and approximate balance] Financial goals: [GOALS — emergency fund / debt payoff / house down payment / retirement] BUDGET ANALYSIS: CURRENT STATE ASSESSMENT 50/30/20 rule analysis: What % is going to needs, wants, and savings? How does this compare to recommended allocation? RECOMMENDED BUDGET Specific dollar targets for each spending category based on your income. Justify why each allocation is realistic. SAVINGS PRIORITY ORDER Based on your goals, recommend the exact order to allocate any surplus: emergency fund → high-interest debt → retirement contributions → other goals QUICK WINS 3 specific, actionable changes that could free up $100-500/month with the least lifestyle impact. 90-DAY ACTION PLAN What to do in weeks 1-4, 5-8, and 9-12 to get on track. Monthly income: $[AMOUNT]